Navigate Estate Planning

The main aim of estate planning is to ensure that your family and any other beneficiaries are financially provided for after your death.

An individual’s estate is made up of the things that they own, including houses, land, cars and jewellery - as well as any retirement, investment or savings accounts they hold.

There are a number of ways to ensure your estate is distributed in line with your wishes after your death, but having the right estate plan in place will help ensure the right people benefit. You can potentially also reduce the amount paid in taxes and legal fees.

At Navigate Wealth, we are experienced in providing clear and thorough guidance on estate planning that will help you secure your family’s financial future.

To find out more about estate planning, or to arrange a free consultation, you can contact the Navigate Wealth team on 0345 340 9690 or use our submission form.

Common objectives

For many people, the key goal of estate planning is ensuring a person’s family is looked after following their death, but some of the most common estate planning goals are:

Distributing the estate among beneficiaries (including family and nominated charities)
Paying the least amount of taxes on the estate
Assigning guardians for any minor children

The scope of estate planning can be broadened much further to include additional objectives, such as the below, dependent on your personal circumstances and priorities:

Include life insurance to provide for your family following your death
Name inheritance managers for any minor or financially irresponsible beneficiaries
Instructions for the transfer of your business at retirement, upon becoming disabled or after your death

Our services

We specialise in providing the following estate planning services:

Our approach

The experienced team at Navigate Wealth will help you decipher your estate planning options to ensure your wishes are met after your death.

From the first point of contact, we are committed to understanding your needs so that we can recommend the most suitable approach for your personal circumstances.

Your dedicated financial adviser will then use this information, as well as their knowledge of your financial goals, to recommend the best estate plan for you.

Contact us

Get in touch today to find out more about how the Navigate Wealth team can help you create an estate plan to help you provide for your beneficiaries after your death.

Contact the team on 0345 340 9690 or use our submission form to arrange a free consultation.

Testimonials

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Mr T, Cheshire

"We cannot thank you & the team enough for everything you have done. Everything went so smoothly, which I know is due to your professionalism and expertise. We would highly recommend you to anyone who needed similar help."

Mr B, Jersey

"As an overseas customer finding the right advice and help is of the utmost importance. Richard and his team at Navigate Wealth exceeded my expectations and helped me to transfer my pension quickly and efficiently. I have no hesitation in recommending Navigate Wealth as pension consultants."

Mr S, Madrid

"I was looking to transfer my occupational pension to a self-invested pension plan and needed to find a professional adviser in order to comply with regulatory requirements. Richard Bamforth was very helpful not only in helping me process the transfer at a reasonable cost, but also in giving me his advice and insights on consequences and possibilities that I had not appreciated previously, despite my being financially literate and having spent my career in financial services. I would thoroughly recommend Richard to anyone who is considering seeking advice on pensions, however informed they might think they are."

Mrs H, Essex

“I was very pleased with the straightforward advice received from Richard Bamforth when looking to consolidate a relatively small defined benefit pension into my main small self-administered scheme (SSAS). Most advisors either wanted to charge a huge amount for the government-required advice, or wouldn’t even deal with my enquiry since I wasn’t looking to use their managed funds. Richard was thorough in his investigation, and reviewed the options carefully, while taking into account my individual situation. I would recommend Richard Bamforth's services to anyone looking for expert, independent financial advice.”